Illegal Activity
none
Blackmail
none
Date
2014-10-27
Document Type
Uniform Underwriting and Transmittal Summary
Model
gemini-2.0-flash-001
Processed
2026-02-07T18:41
Summary
This document is a Uniform Underwriting and Transmittal Summary for a mortgage loan on a condominium in Charlotte, NC. It details the borrower's financial information, property appraisal, and underwriting assessment, noting significant income fluctuations and substantial verified assets.
Metadata
- Subject
- Uniform Underwriting and Transmittal Summary
- Sender
- —
- Recipients
- —
- Document ID
- 420361321
- Date
- 2014-10-27
Relationships 3
| Entity 1 | Relationship | Entity 2 | Description |
|---|---|---|---|
| Edward Cabrera | Underwriter | Borrower | Edward Cabrera is the underwriter for the borrower's loan. |
| Catherine A Alexander | Appraiser | Property | Catherine A Alexander is the appraiser for the property. |
| Fifth Third Mortgage company | Seller | Borrower | Fifth Third Mortgage company is the seller of the property to the borrower. |
Notable Quotes 3
Private Banking Rate/Term of borrowers Condo in NC not currently held by Bank at 65% ltv.
Borrower has over $6,000,000 in verified assets and the amount of $2,316,561 required for income has been deducted from totals.
The appraisal was reviewed and the value is supported at $620,000 with no required repairs.
Red Flags 1
- Significant income swings for the borrower in the last 3 years.
Financial Information
Amounts:325,000.002,244.39620,000.008,121,736455,0001671,0046,000,0002,316,5618,500.003,456.623,799.1526,332.12
Assets:
- Property at 435 S Tryon St Unit 700, Charlotte, NC 28202
- Verified assets of over $6,000,000
Transactions:
- Loan of $325,000.00
- Property appraised at $620,000.00
Raw Analysis JSON
click to expand
Themes
Financial transactions/money flowReal estate/properties
People 2
Organizations 4
Fifth Third Mortgage companyFannie MaeFreddie MacAlexander Appraisal Services
Locations 2
435 S Tryon St Unit 700, Charlotte, NC 28202Cincinnati, OH 45227
Text Analysis
- Tone
- Professional
- Purpose
- To summarize the underwriting information for a mortgage loan.
- Significance
- Provides details about the borrower, property, loan terms, and underwriting assessment.
File Info
- File Name
- EFTA01280355.txt
- Dataset
- dataset_10
- Type
- Text
- Model
- gemini-2.0-flash-001
- Processed
- 2026-02-07T18:41:32.998556
- DOJ Source
- View on DOJ