EFTA01382672.txt Text dataset_10 View on DOJ

Illegal Activity
none
Blackmail
none
Date
2015-10-14
Document Type
other
Model
gemini-2.0-flash-001
Processed
2026-02-07T18:41
Summary
This document outlines the steps involved in payment authorization and clearing/settlement for card transactions, covering point-of-sale, mobile commerce, and e-commerce scenarios. It details the flow of information and funds between the customer, merchant, acquirer, payment network, and issuing bank.
Metadata
Subject
Payment Processing
Sender
Recipients
Document ID
DB-SDNY-0082124, SDNY GM_00228308
Date
2015-10-14
Relationships 3
Entity 1RelationshipEntity 2Description
Customer Financial Merchant Acquirer Customer's card details are transmitted from the POS to the merchant acquirer.
Merchant Acquirer Financial Payment Network Merchant acquirer forwards card details to the payment network.
Payment Network Financial Card Issuing Bank Payment network routes the transaction to the card issuing bank.
Financial Information
Transactions:
  • Card swiped in POS device
  • Mobile commerce transaction via mobile wallet
  • eCommerce transaction via virtual terminal
  • Clearing and settlement process
Raw Analysis JSON click to expand
Themes
Financial transactions/money flowBusiness dealings
Organizations 5
AppleVisaMasterCardSTARPayPal
Text Analysis
Tone
Informative
Purpose
To describe the process of payment authorization and clearing/settlement for card transactions.
Significance
Provides a detailed overview of how card payments are processed from the point of sale to the final settlement.
File Info
File Name
EFTA01382672.txt
Dataset
dataset_10
Type
Text
Model
gemini-2.0-flash-001
Processed
2026-02-07T18:41:28.122552
DOJ Source
View on DOJ